Ocean Boulevard W lot

USA | North Carolina

Tropical Atoll

Private Lagoon

View Photos Watch Film 360° VTour Open House

Michele Klock

Presented At

$1,549,000

Bedrooms

Bathrooms

Living

1,981

SQFT

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599

Ocean Boulevard W lot

USA | North Carolina

599 Ocean Boulevard W lot, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. , USA , North Carolina 28462

Oceanfront Coastal Retreat on Holden Beach Island

Oceanfront Coastal Retreat on Holden Beach Island Experience breathtaking oceanfront living at Top O’ The Morrow, a beautifully updated 5-bedroom, 4-bathroom home located on the desirable west end of Holden Beach. This coastal retreat offers direct beach access with a private boardwalk, two expansive oceanfront covered decks, and panoramic views of the sparkling Atlantic. Step inside to find a bright and inviting open floor plan designed to maximize natural light and views from every angle. The spacious kitchen is well-equipped with ample cabinetry, modern appliances, and a large island with seating perfect for gathering and entertaining. The dining area comfortably seats eight and flows seamlessly into the living room, where large oceanfront windows frame the coastal scenery. The first floor features two guest suites, each with private baths, balcony access, and ample space for guests to unwind. Upstairs, three additional bedrooms continue the home’s airy coastal aesthetic, all offering private & shared access to oceanfront balconies. The primary suite boasts a king bed, private bath with a walk-in shower, and a peaceful workspace overlooking the sea. Enjoy morning coffee or evening cocktails on the covered decks as dolphins play in the surf. After a day on the sand, rinse off at the outdoor shower before relaxing to the sound of the waves. Ideally located just moments from local shops, restaurants, seafood markets, and a public boat launch under Holden Beach Bridge. Whether used as a personal beach retreat, this oceanfront gem delivers timeless charm and endless coastal memories waiting to be made.

Property

3D Street View Tour

Property Location

599 Ocean Boulevard W lot, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States., USA North Carolina

Local Weather & Climate

USA, North Carolina

Current Conditions Updated recently

62 °F

Light rain

Feels Like 63°F

Humidity 96%

Wind 5 mph

Visibility 4 mi

Sunrise 11:33 AM

Sunset 11:15 PM

5-Day Forecast

Mon 9 Mar

Clouds

High 77°

Low 60°

Tue 10 Mar

Clouds

High 71°

Low 60°

Wed 11 Mar

Clear

High 71°

Low 62°

Thu 12 Mar

Rain

High 66°

Low 54°

Fri 13 Mar

Clouds

High 58°

Low 49°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around USA?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
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Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

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$154,900,000

599 Ocean Boulevard W lot, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States.

USA, North Carolina 28462

5 Beds

View All Photos

Market Opinion

Ultra Luxury 331.6× median

View prices in:

Our perspective on current market conditions in USA. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market

Balanced conditions. Negotiate wisely.

Buyer Score

Local Market Price Trends

Median home sale prices in USA, North Carolina — ZIP code 28462 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $154,900,000

Area median: $467,070

+1.3% year-over-year (below the 3.5% historical avg)

Market Competition

Future Value & Wealth Building

Starting investment: $1,549,000 20% down ($309,800)

35.1 years

Double Your Investment

Based on current market trends, your property value could double

$824,092

10-Year Equity

Your potential equity after 10 years of payments and appreciation

$8,244

Monthly Investment

Estimated monthly mortgage payment (principal & interest)

$2,802,488

30-Year Wealth Potential

Total equity after full mortgage payoff with market appreciation

2.7x

Leverage Power

Your $309,800 down payment could grow to $824,092 in equity (10 yrs)

Investment Perspective

$1 → $1.22

Every dollar invested today could become $1.22 in 10 years

$100 → 122 $1,000 → $1,219

$85/day

Your home may appreciate while you sleep

$595/week $2,576/mo $30,918/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$209K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential -19% advantage over stocks

-$852K

+$824K

$824K Potential Equity

vs $852K lost to rent over 10 years

$310K Down Payment Growth

2.7x

10yr

$824K

5.1x

20yr

$1.6M

30yr

$2.8M

Wealth Comparison

×7

Equivalent to 7 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $2.8M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

35.1

years

Market-Based Opportunity

2% effective/yr

17.4

years

Optimistic

4.06% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $1.8M +18%

Market $1.9M +22%

Optimistic $2.3M +49%

$824K est. equity

20 Years

Conservative $2.1M +39%

Market $2.3M +48%

Optimistic $3.4M +122%

$1.6M est. equity

30 Years

Conservative $2.5M +63%

Market $2.8M +81%

Optimistic $5.1M +230%

$2.8M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average

4.27 %

1967 – 2024

57 years of U.S. home price data

Recent Decade Average

6.5 %

2014 – 2024

Post-recovery bull market

Opportunity Zone

Current 2.9% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 2%. Market scenario reflects current 2.9% YoY trend from Zillow (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 28462 • 2022 ACS Data

11,862 Population

Median Age: 55.0

$60,427 Median Income

Average

$195,800 Median Home Value

Rent: $831

25.4% College Graduates

Average

Housing

Homeowners 37.1%

Renters 7.5%

Vacancy Rate 55.4%

Employment

4.8% Unemployment

5.0% Work From Home

Education Attainment (Age 25+)

High School+ 86.5%

Bachelor's+ 25.4%

Graduate+ 9.7%

Data from U.S. Census Bureau American Community Survey 2022

Local Market Trends

Real estate market data for USA

Balanced Market Balanced market conditions

$467,070

Median Sale Price

$2,050/mo

Avg Rent

Data provided by RentCast

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 599 Ocean Boulevard W lot, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States have?

This house at 599 Ocean Boulevard W lot, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States features 5 bedrooms with 1,981 square feet of living space.

What is the size of 599 Ocean Boulevard W lot, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States?

This property offers 1,981 square feet of living space.

What is the listing price for 599 Ocean Boulevard W lot, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States?

This property is listed at $154,900,000, which equals $78193 per square foot.

What are the current real estate market conditions in USA?

In USA, home prices have increased 1.3% over the past year, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.

Is now a good time to buy a home in USA?

Based on current market indicators, USA shows an active market. The market opportunity score is 50 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 599 Ocean Boulevard W lot, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States?

This is a house located in USA, North Carolina. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: